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How Important Seatbelts Are

Posted by on 9-09-15 in Auto Accidents | 0 comments

When you are driving two to three blocks away to pick up your kids or buy your monthly groceries, you might be thinking about not wearing a seatbelt at all. You may feel that it wouldn’t be necessary because you are driving not far from your home and will not go all the way beyond the speed limit. But, no matter how mundane the task of wearing a seatbelt is, it is by far the most important thing that you can do to ensure your safety while on your car.

According to the Centers for Disease Control and Prevention, thousands of lives could have been saved if occupants had not failed to wear a seatbelt prior to an accident. Although airbags are also effective in preventing fatalities during car crashes, seatbelts provide incomparable protection among adults and older children.

Imagine driving at a speed of 80 miles per hour. Because your body adopts the speed of the moving car, a sudden stop (a head-on car crash, for instance) would make your body continue to move on at the same rate. If you fail to restrain yourself, chances are you will be thrown out of the vehicle at 80 mph, or hit the steering wheel or the windshield at the same speed. Seatbelt’s ultimate goal is to keep you within your car at the time of the crash, where there is the highest possibility of survival.

However, there are instances when seatbelts themselves pose safety concerns among its users. An improperly worn seatbelt, for instance, may cause chest and abdominal injuries during collisions. Lawyers at the Sampson Law Firm also warned about car safety products, including seatbelts, which have been designed and manufactured defectively, causing them not to function in times of need. So, it is not enough to just wear your seatbelt; you have to wear it properly and ensure that you are using only those that have been manufactured within quality standards.

Replacing Child Restraints After an Accident

Posted by on 7-07-15 in Auto Accidents | 1 comment

According to the website of Pohl Berk, a firm specializing in personal injury, regardless of how defensively we may drive, there are numerous ways in which the actions of others can cause a car accident, and leave victims facing a wide variety of challenges in the aftermath of an accident.

Recent accident rates suggest that each of us is likely to be involved in about 4 accidents in our lifetime. The website of Williams Kherkher says that there are millions of accidents each year. Hundreds of thousands of people are injured, and thousands of these injuries are severe. In fact, according to the most recent statistics, of the close to 6 million reported accidents in 2012, the NHTSA states that more than 6,000 passengers were injured and 644,000 were killed in these accidents. Fortunately, the lowest car accident fatality and injury rates are among children ages 9 and under. The majority of these low rates can be attributed to child safety restraints. However, after an accident, many people do not realize that these restraints may need to be replaced.

According to the NHTSA, it is recommended that child safety restraints be replaced after an accident that is considered to be moderate to severe. They suggest that doing ensures that the child will experience the highest level of safety in case the integrity of the seat was compromised in a previous accident.

A child’s seat may also need to be replaced after a minor accident. However, the NHTSA does not necessarily suggest that this is necessary. According to one study conducted by the Insurance Corporation of British Columbia, all seats tested that sustained minor damage in accidents up to 30 mph continued to meet all federal standards even after being involved in four more accidents. The study therefore concluded that there were no cases in which a child’s safety seat was damaged in a minor crash.

According to the NHTSA, a minor crash must meet ALL of the following criteria:

  • The vehicle was able to be driven away from the crash site;
  • The vehicle door nearest the safety seat was undamaged;
  • There were no injuries to any of the vehicle occupants;
  • The air bags (if present) did not deploy; AND
  • There is no visible damage to the safety seat

New Reforms Push for Shared Child Custody

Posted by on 7-07-15 in Divorce/Family Law | 0 comments

According to the Centers for Disease Control and Prevention, the U.S. Department of Justice, and the U.S. Census Bureau, single parenting after a divorce can have a number of negative effects on a child’s life. Statistics show that, when raised by a single parent, 35 percent of these children account for 63 percent of teen suicides, 71 percent of high school dropouts, and 90 percent of child homelessness. It should be of no surprise that many are attempting to curb the effects of single parenting households through child custody reforms.

One group advocating for change is the National Parents Organization. In addition, as many as 20 states are considering making changes to laws that dictate which parent gets legal and physical custody of a child after divorce. Currently, according to the website of attorneys at BB Law Group PLLC, a firm specializing in divorce and family law, child custody is determined by what the court considers is in the best interest of the child. However, advocates pushing for the implementation of equal custody schedules state that equal custody is what is actually in the best interest of the child. Many are citing a recent study conducted by Swedish researchers which found that in Western countries, when children are able to spend substantial time with each parent after a divorce, the child is significantly less stressed.

Despite the newfound benefits of shared custody, others are stating that shared custody can also lead to negative effects on children’s mental health. Some believe that shared custody causes a continuous contention between parents and anxiousness for children that are constantly going back and forth between homes and parenting styles. Therefore, they suggest that while there are certainly benefits to shared custody, the best current course of action is to decide a child’s custody on a case by case basis.

Tips for Storing Documents

Posted by on 7-07-15 in Self Storage | 0 comments

Whether you own a small business or just have a large paper trail after years of filing and record keeping, one should take special precaution when storing documents. Unlike other items, documents are susceptible to damage from changes in temperature, moisture, and mildew.

One easy way to ensure that your documents are not only safe but also last as long as you intend them to is by using a temperature controlled self-storage unit. If you do decide to go this route, there are further measures you can take to protect your documents and make it convenient for you as well.

Some would suggest that you store you documents in storage units with security features such as lighting, cameras, fencing, and onsite management or guards. After finding a temperature controlled storage facility, it is important to find out if the temperature can be manually controlled at each unit or if the entire facility is controlled by management. Other recommendations include checking for pest control. A few ways of doing this are asking management how they deal with pest, checking for weeds around the storage unit, and looking for potential points of entry such as foundation crack or unsecure doors.

Another tip is to manage space efficiently so that you can easily access your documents when necessary. The website of Mopac Self Storage suggests that you not store your documents in plastic bags as they may retain moisture which can lead to damage and that you place any books flat in order to protect their spines. It is also a good idea to check up on your storage unit at least once a month.

Common Causes of Spinal Cord Injuries

Posted by on 7-07-15 in Personal Injury | 0 comments

National Spinal Cord Injury Statistical Center states that there are an estimated 12,500 people that suffer spinal cord injuries every year. It is also well documented that the leading cause of spinal cord injuries is motor vehicle accidents at more than 35 percent. According www.williamskherkher.com, there are more than 2 million automobile accidents every year which result in hundreds of thousands of severe injuries many of which include spinal cord injuries.

In addition to automobile accidents, falls are also a leading cause of spinal cord injuries. In fact, they cause more than 25 percent of all spinal cord injuries and are especially prominent in people older than 65-year-of-age.

A Louisville personal injury attorney would probably be aware that there are at least two results to spinal cord injuries, partial and total paralysis. Partial paralysis, also known as paraplegia, affects the lower half of the body and leads to the requirement of a wheelchair. The more limiting injury, total paralysis, also known as quadriplegia, results in the paralysis of the entire body.

Experienced lawyers state that other leading causes of both of these types of spinal cord injuries are acts of violence and sports accidents. Statistics shows that each of these account for about 15 and 9 percent of spinal cord injuries respectively. It has also been shown that about one out of every four spinal cord injuries involve alcohol.

Lastly, though the majority of spinal cord injuries are caused by outside factors such as human error, it can also result from certain disease. Common disease that could lead to spinal injuries include cancer, arthritis, osteoporosis and inflammation of the spinal cord.

Pharmaceuticals and Their Increased Risk of Birth Defects

Posted by on 7-07-15 in Medical Dangers | 0 comments

Though pharmaceutical drugs are developed in order to benefit our health, negligence and malpractice on behalf of doctors or drug manufacturers themselves can often lead to several unfortunate adverse effects. Sadly, one common area in which this is most evident is in the area of congenital birth defects.

One recent example of a drug that leads to birth defects is Zofran. Though safe if used properly, “off-label” prescriptions as well as misleading marketing practices have led to the FDA issuing warnings regarding this drug’s association to several birth defects.

According to the website of Williams Kherkher, a firm that has had plenty of experience with cases involving Zofran, Ondansetron, the generic name for Zofran, can lead to several congenital heart defects as well as orofacial clefts. Unfortunately, Zofran, which was originally approved for the treatment of nausea and vomiting in cancer and post-surgery patients, is often prescribed “off-label” to pregnant women who experience similar symptoms.

Sadly, certain medications are not the only risk that unborn and newborn children face. For example, newborn children also run the risk of developing cerebral and Erb’s palsy. According to the website of the Chicago cerebral palsy attorneys at the Driscoll firm, cerebral and Erb’s palsy are often caused by negligence on behalf of medical professionals. Failure to uphold medical standards by pulling the baby’s head at the wrong time, using medical tools inappropriately, or pulling too hard on the shoulders can often lead to a child’s development of cerebral or Erb’s Palsy.

Rebuilding Credit after Bankruptcy

Posted by on 7-07-15 in Bankruptcy | 0 comments

Restructuring your finances after filing for bankruptcy can seem like a daunting challenge. Whether you or an unexpected event put you in a situation where bankruptcy was the only way out, it is important to remember that bankruptcy should be seen as a fresh start. Plano bankruptcy attorneys often see how people are forced to consider bankruptcy as a means to regain control of their finances. And while bankruptcy can lead to you harming your credit, there are a few simpe steps and habits that many experts recommend you follow in order to bounce back from bankruptcy.

An easy and manageable way to build credit is by obtaining a secured credit card. A secured credit card is one where you make an initial deposit to a bank and they issue a card with a line of credit that is 50 to 100 percent of your deposit. It recommended that you start with around $500 and slowly work your way up as your credit improves. Also, you should be wary of high start-up fees and hidden charges. In addition, it is important that you ensure that your transactions are being reported to all three major credit bureaus. After about 12 to 24 months, you should ask if you can be switched to an unsecured card. In order to avoid spiraling out of financial control again, you should try to only spend the same amount as you did on your secured card.

Another method of building credit is by getting a gas credit card. Though some suggest getting a retail credit card, the potential to splurge on unnecessary items may be hard for some to resist. Therefore, it is much wiser to obtain a card for something that you are highly unlikely to spend more than you need to on, such as gas.

In addition, you should constantly be obtaining and reviewing your credit report. By checking your credit report you can get a better idea of where you are now and where you intend to be. This can also help you to further plan out and structure your finances. It is also important that you dispute and correct any errors found on your report. Incorrect information such as the appearance of previously discharged debts can hinder your credit’s improvement.

Lastly, you should strive to pay all your bills on time, and pay off your credit balance every month. Do not use credit to buy necessities, avoid new debt such as loans and car payments, and build up your savings.