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Tips for Storing Documents

Posted by on 7-07-15 in Uncategorized | 0 comments

Whether you own a small business or just have a large paper trail after years of filing and record keeping, one should take special precaution when storing documents. Unlike other items, documents are susceptible to damage from changes in temperature, moisture, and mildew.

One easy way to ensure that your documents are not only safe but also last as long as you intend them to is by using a temperature controlled self-storage unit. Though it costs a bit more, it is definitely worth the investment. If you do decide to go this route, there are further measures you can take to protect your documents and make it convenient for you as well.

Some would suggest that you store you documents in storage units with security features such as lighting, cameras, fencing, and onsite management or guards. After finding a temperature controlled storage facility, it is important to find out if the temperature can be manually controlled at each unit or if the entire facility is controlled by management. Other recommendations include checking for pest control. A few ways of doing this are asking management how they deal with pest, checking for weeds around the storage unit, and looking for potential points of entry such as foundation crack or unsecure doors.

Another tip is to manage space efficiently so that you can easily access your documents when necessary. You should not store your documents in plastic bags, as they may retain moisture which can lead to damage and that you place any books flat in order to protect their spines. It is also a good idea to check up on your storage unit at least once a month.

Common Causes of Spinal Cord Injuries

Posted by on 7-07-15 in Uncategorized | 0 comments

National Spinal Cord Injury Statistical Center states that there are an estimated 12,500 people that suffer spinal cord injuries every year. It is also well documented that the leading cause of spinal cord injuries is motor vehicle accidents at more than 35 percent. According www.williamskherkher.com, there are more than 2 million automobile accidents every year which result in hundreds of thousands of severe injuries many of which include spinal cord injuries.

In addition to automobile accidents, falls are also a leading cause of spinal cord injuries. In fact, they cause more than 25 percent of all spinal cord injuries and are especially prominent in people older than 65-year-of-age.

A Louisville personal injury attorney would probably be aware that there are at least two results to spinal cord injuries, partial and total paralysis. Partial paralysis, also known as paraplegia, affects the lower half of the body and leads to the requirement of a wheelchair. The more limiting injury, total paralysis, also known as quadriplegia, results in the paralysis of the entire body.

Experienced lawyers state that other leading causes of both of these types of spinal cord injuries are acts of violence and sports accidents. Statistics shows that each of these account for about 15 and 9 percent of spinal cord injuries respectively. It has also been shown that about one out of every four spinal cord injuries involve alcohol.

Lastly, though the majority of spinal cord injuries are caused by outside factors such as human error, it can also result from certain disease. Common disease that could lead to spinal injuries include cancer, arthritis, osteoporosis and inflammation of the spinal cord.

Pharmaceuticals and Their Increased Risk of Birth Defects

Posted by on 7-07-15 in Uncategorized | 0 comments

Though pharmaceutical drugs are developed in order to benefit our health, negligence and malpractice on behalf of doctors or drug manufacturers themselves can often lead to several unfortunate adverse effects. Sadly, one common area in which this is most evident is in the area of congenital birth defects.

One recent example of a drug that leads to birth defects is Zofran. Though safe if used properly, “off-label” prescriptions as well as misleading marketing practices have led to the FDA issuing warnings regarding this drug’s association to several birth defects.

According to the website of Williams Kherkher, a firm that has had plenty of experience with cases involving Zofran, Ondansetron, the generic name for Zofran, can lead to several congenital heart defects as well as orofacial clefts. Unfortunately, Zofran, which was originally approved for the treatment of nausea and vomiting in cancer and post-surgery patients, is often prescribed “off-label” to pregnant women who experience similar symptoms.

Sadly, certain medications are not the only risk that unborn and newborn children face. For example, newborn children also run the risk of developing cerebral and Erb’s palsy. Cerebral and Erb’s palsy are often caused by negligence on behalf of medical professionals. Failure to uphold medical standards by pulling the baby’s head at the wrong time, using medical tools inappropriately, or pulling too hard on the shoulders can often lead to a child’s development of cerebral or Erb’s Palsy.

Rebuilding Credit after Bankruptcy

Posted by on 7-07-15 in Uncategorized | 0 comments

Restructuring your finances after filing for bankruptcy can seem like a daunting challenge. Whether you or an unexpected event put you in a situation where bankruptcy was the only way out, it is important to remember that bankruptcy should be seen as a fresh start. Plano bankruptcy attorneys often see how people are forced to consider bankruptcy as a means to regain control of their finances. And while bankruptcy can lead to you harming your credit, there are a few simpe steps and habits that many experts recommend you follow in order to bounce back from bankruptcy.

An easy and manageable way to build credit is by obtaining a secured credit card. A secured credit card is one where you make an initial deposit to a bank and they issue a card with a line of credit that is 50 to 100 percent of your deposit. It recommended that you start with around $500 and slowly work your way up as your credit improves. Also, you should be wary of high start-up fees and hidden charges. In addition, it is important that you ensure that your transactions are being reported to all three major credit bureaus. After about 12 to 24 months, you should ask if you can be switched to an unsecured card. In order to avoid spiraling out of financial control again, you should try to only spend the same amount as you did on your secured card.

Another method of building credit is by getting a gas credit card. Though some suggest getting a retail credit card, the potential to splurge on unnecessary items may be hard for some to resist. Therefore, it is much wiser to obtain a card for something that you are highly unlikely to spend more than you need to on, such as gas.

In addition, you should constantly be obtaining and reviewing your credit report. By checking your credit report you can get a better idea of where you are now and where you intend to be. This can also help you to further plan out and structure your finances. It is also important that you dispute and correct any errors found on your report. Incorrect information such as the appearance of previously discharged debts can hinder your credit’s improvement.

Lastly, you should strive to pay all your bills on time, and pay off your credit balance every month. Do not use credit to buy necessities, avoid new debt such as loans and car payments, and build up your savings.